okinawaclimbing.com

• Home

By Tony Jones

Much has been written about building wind generators at home to offset the cost of power and more notably to decrease the need for power production at utility plants thereby helping the environment. Many of the plans that are offered up show the potential builder how electricity can be produced. The issue however is not how to “make ” electricity for many potential buyers. It is more an issue of how do we use the electricity we have produced? I have seen many articles written on this subject, many claiming wind generators can be built for 100 dollars or less. This type of “marketing” has led to much confusion with consumers in the wind energy community. I would like to make two points with this article.

First there are basically two types of systems. The first is grid tied interactive, these systems allow power to be stored in batteries and then the excess power that is made to flow directly into the home owners power grid thereby offsetting the need for power from the utility company. Another variation of this is the direct grid tie which operates the same as above but does not use batteries. These systems are somewhat limited in that there are currently few products on the market and most of them do not have UL listings. The SMA windy boy is an example of a product that is direct grid tie connected and has UL certifications but they are currently back ordered and very scarce. These systems are great but they are usually quite expensive and in many case are well over one thousand dollars. They use pure sine wave technology and generate power equivalent in quality in most cases to that of the utility company

Second are off grid systems. These systems can be as simple as hooking a power inverter to a battery bank. The banks are usually made with 12 – 24 or 48 volt systems. A 3000 watt power inverter can be purchase for around 250 dollars. The problem with these cheaper power inverters are they utilize modified sine wave technology and may or may not power sensitive electronics. In the case it does it could be bad for the sensitive items and shorten service life. Additionally who wants to run an extension cord out to the cheap power inverter to power the items in the house? Pure sine wave grid ties are available for off grid applications as well but they generally have the higher cost associated with the grid tie interactive.

So while much attention has been given to the creation of cheap wind generators as a practical matter they have limited use. This is not to say that wind generation is not a cost effective means of producing electricity, my point is merely do not get caught up in the prevalent marketing scams on the web today. I truly wonder how a wind generator is constructed for one hundred dollars or less without a power inverter or battery? Anybody bought a battery recently? There is the one hundred dollars depicted for the total budget cost…. Unless attention is given to how the power will be used before building a cheap wind generator you will surely be disappointed. In the next set of articles we will continue to address the fallacy depicted in the mainstream about wind power so stay tuned.

About the Author: I am Anthony Jones MA owner of Hurricane Wind Power. We are a quality customer oriented wind power store specializing in, wind turbine complete kits,wind generators wind turbines grid ties and DIY products visit us at Http://Hurricanewindpower.com

Source: isnare.com

Permanent Link: isnare.com/?aid=460344&ca=Computers+and+Technology

PLANNING AND STRATEGIC MANAGEMENT

by

HEIDIADALHEID

Planning is a particular kind of decision-making that addresses the specific future that managers desire for their organizations. We listed planning as the first of the four major activities in the management process – planning, organizing, leading, and controlling. We might think of planning as the locomotive that drives a train of organizing, leading, and controlling activities. Or we can envision planning as the taproot of a magnificent oak tree, from which grow the branches of organizing, leading, and controlling. Planning is that crucial for managers.

The Hierarchy of Organization Plans

Organizations are typically managed according to two types of plans. Strategic plans are designed by high-ranking managers and define the broad goals for the organization. Operational plans contain details for carrying out, or implementing, those strategic plans in day-to-day activities. For instance, at Federal Express a strategic

Replica Tag Heuer

plan might address how products and services will be positioned against UPS and anticipated new competitors, whereas operational plans would deal with aircraft maintenance schedules and modernizing package-handling equipment. Note that both strategic and operational plans deal with the key relationships in which organizational goals are pursued. Strategic plans deal with relationships between people at an organization and people acting at other organizations. Operational plans deal with people within one organization.

Both strategic and operational plans are devised and carried out in a hierarchical manner. At the top is the mission statement, a broad goal based on managers’ assumptions about the organization’s purpose, competencies, and place in the world. A mission statement is a relatively permanent part of an organization’s identity and can do much to unify and motivate members of the organization.

How Strategic and Operational Plans Differ

Strategic and operational plans differ in three major ways:

Time Horizons. Strategic plans tend to look ahead several years or even decades. For operational plans, a year is often the relevant time period.

Scope. Strategic plans affect a wide range of organizational activities, whereas operational plans have a narrow and more limited scope. The

Hublot Big Bang Replica

number of relationships involved is the key difference.

Degree of Detail. Often strategic goals are stated in terms that look simplistic and generic.

But this breadth is necessary to direct people at organizations to think of the whole of their organization’s operations. On the other hand, operational plans, as derivatives of strategic plans, are stated in relatively finer detail.

The Evolution of the Concept of Strategy

A strategic plan embodies and revolves around the statement of a strategy for an organization. Strategic planning is a process for producing this strategy and updating it as necessary.

Only since World War II has the idea emerged that strategic planning and acting on those plans constitute a separate management process — the process we call strategic management. This comprehensive approach to developing strategy did not appear overnight. It evolved over time. In 1962, business historian Alfred D. Chandler proposed that “strategy” be defined as the determination of the basic long-term goals and objectives of an enterprise, and the adoption of courses of action and the allocation of resources necessary for carrying out these goals.

Chandler stressed three key elements: (a) courses of action for attaining objectives; (b) the process of seeking key ideas (rather than routinely implementing existing policy); and (c) how strategy is formulated, not just what that strategy turns out to be. Chandler abandoned the conventional notion that the relationship between a business and its environment was more or less stable and predictable. He developed his ideas using historical methods and by analyzing the growth and development of such companies as DuPont, General Motors, Standard Oil, and Sears, Roebuck.

In 1978, Dan Schendel and Charles Hofer created a composite definition of strategic management. This was based on the principle that the overall design of an organization can be described only if the attainment of objectives is added to policy and strategy as key factors in the strategic management process.

In their synthesis, Hofer and Schendel focused on four key aspects of strategic management. The first is goal setting. The next step is strategy formulation based on those goals. Then, to implement the strategy, there is a shift from analysis to administration – the task of achieving predetermined goals. Key factors at this stage are the

Breitling Replica Watches

organization’s internal “political” processes and individual reactions, which can force the revision of strategy. The final task, strategic control, gives managers feedback on their progress. Negative feedback, of course, can touch off a new cycle of strategic planning.

If you think wisely, investing in such watches for such amount would definitely be not better than opting for its substitution –

Replica Watches

, which are just a look-alike of the original collection.

Article Source:

ArticleRich.com

Submitted by: Michael Plude

What is financial planning?

Financial planning is the process and various steps that lead to the proper management of available income and better management of expenditure.

Financial planning requires a meticulous and disciplined approach. It is important that you know from where your money will be coming and what you intend to do with it, whether it is for saving or for investment. You should be clear in your mind about how you propose to attain your objectives.

Steps in financial planning:

There are mainly four steps involved in financial planning. These are:

Analyze and identify your objectives and document them, for example, childrens education, buying a new car, constructing a house, going on vacation, clearing your credit card debts, planning your retirement and so on.

Break down each objective into smaller slots such as short term (less than 1 year), medium term (1to3 years) and long term (5 years and more).

Educate yourself about how to improve your net worth by reading books and journals, browsing the Internet, attending seminars and discussing with knowledgeable people.

Using this information, formulate an action plan for you.

Evaluate your progress at convenient intervals; say every 3 or 6 months. Wherever necessary, review the process and take corrective action.

Remember that there are no fixed rules for implementing the action plan. The most important thing is to start it immediately and avoid any postponement.

Implement the financial planning schedule:

1. Make sure that all of the objectives in the financial plan are realistic and feasible.

2. Prepare a list of priorities according to the amount of money involved and the time horizon for each of the goals.

3. Choose investment instruments appropriate for each objective short, medium or long term.

The power of compounding in financial planning:

The first and most vital action you should take is to start your savings plan as early as possible to obtain the full advantage of compounding. This is not difficult in the early years of your life when you are single and free of family problems. The determining factor in the growth of your savings is the length of time available. As a matter of fact, the time value of an investment is more crucial than your age or the size of your contribution to the savings account. A hypothetical example is given below:

Tom and Dick are two young men, 25 years old and unmarried. They hold good jobs and enjoy a reasonably good standard of living. Tom contributes $1000 every year to his savings account for 10 years and then stops without making any further contribution thereafter. Dick does not make any contribution during these 10 years and then starts contributing $3000 every year for the next 20 years. We can assume a constant rate of growth of 15% in both cases. When the respective total savings of both are compared at the end of the 30 year period, it will be found that Toms amount is substantially higher that that of Dicks, even though he had been paying in $3000 every year for 20 years. It can be proved by calculation that even if Dick continues his $3000 contributions till the end of time; he will never be able to catch up with Toms total savings. Such is the power of compounding, which Einstein once described as the eighth wonder of the world.

Note that the bottom line for financial planning is to start saving and to start it NOW.

About the Author: Michael Plude has more than 20 years of experience in the field of financial planning. He has helped varying clients from small to medium sized companies and has provided audit services to Fortune 500 companies. For more information, visit

kaskieplude.com

Source:

isnare.com

Permanent Link:

isnare.com/?aid=672661&ca=Finances}

By Turk Malloy

However small they may be, debts should not be ignored. Efforts should be made towards reducing and eliminating debts in their initial stages. This is a wise way to remain free of debt worries in future. For this purpose all you are required to do is apply for unsecured consolidation loans. These unsecured consolidation loans are tailor made for helping tenants or non-homeowners and even homeowners in paying off smaller debts in a smooth manner.

Unsecured consolidation loans means the loan amount will be utilized in paying off debts. This in turn means that though debts have been cleared, still the borrower is yet to repay the debts which now are in the form of the amount borrowed under unsecured consolidation loan. The advantage of unsecured consolidation loans is that this has helped in clearing higher interest rate debts and also that now the borrower has to pay installments to just one lender instead of many.

You are not required to place collateral with the lender for unsecured consolidation loan making them a risk free affair for a debt ridden borrower like you. But you will be approved a smaller amount only for a shorter repayment duration of say 5 to 10 years. There is a higher interest rate attached with unsecured consolidation loans. But remember that you must avail a comparatively lower interest rate for paying off higher interest rate debts. So the loan is beneficial when the rate of interest has fallen for unsecured loans since the time you took previous loans. It would be wise to compare different lenders for interest rate and see which lender’s rate suits well for paying off debts. Also take note that the repayment duration should preferably be the maximum possible as this enables in spreading the loan in as many installments as suits the borrower and thus repaying the loan is seldom a burden.

For ensuring that you can repay unsecured consolidation loans, lenders would like to see documents of annual income and employment. These documents should be at hand with you when applying for the loan. Lender is dependent on your assurance about repaying the loan in time in making a loan deal with you. Since you have debts, you are a bad credit borrower as well and so you as bad credit automatically qualify for the unsecured consolidation loans.

After comparing various unsecured consolidation loans providers, apply to an online lender for fast processing and approval of the loan. the loan is of great help in getting rid of debt but do not let the loan become yet another debt. Your credit-score will get improve if the installments are paid regularly.

About the Author: Turk Malloy works as financial advisor in UnsecuredFinance. He is offering loan advice for quite some time. To know more about Unsecured consolidation loans, Fast unsecured loans, Unsecured personal loans, Cheap unsecured loans visit

unsecuredfinance.org.uk

Source:

isnare.com

Permanent Link:

isnare.com/?aid=109242&ca=Finances

By Ciarn Mcloughlin

Slimming World Lets Beat Obesity, Dont Let It Beat Us!

Slimming World has been a massive success in recent years and its generous eating plan makes slimming easier than you ever thought possible. Instead of telling you what you can and cant eat, Food Optimising puts you in control. You dont even need to worry about weighing your food, counting points or monitoring every mouthful its so liberating! And this, combined with their tried and tested weight loss support system, really is a recipe for success.

One such success story is local lady Naomi Ferris. Naomi is a Senior Consultant for Slimming World and has been running groups in Newry since January 2007. Naomi tells us The main thing we promise is that you can lose weight while enhancing your health through the healthier food choices, you’ll never be hungry due to the generosity of our plan, no food is banned at all and we provide a money back guarantee that you will lose weight with us when you follow our plan

Another lady certainly making her Sliming World classes a success is Rhonda. Rhonda tells us To me, Slimming World is the best diet plan I know of, its the only plan that has worked for me. It certainly doesnt feel like a diet, with such a wide variety of food to choose from, its everything in moderation. I myself have lost nearly 3st, and have managed to keep it off now for over a year

During classes, weight changes in group are discussed during Image Therapy sessions but no persons actual weight is ever disclosed. Naomi tells us We do not believe in any form of humiliation or making a member feel uncomfortable if they gain weight, ours is a caring, safe environment where members can chat about how they can cope with the week ahead. We support our members midweek too if they need a boost.

All groups are open to men and women as well as younger people from the ages of 11 years old to 15 years who can attend for free if accompanied by a fee paying adult. The main focus for the younger members is healthy eating rather than weight loss. The Slimming World plan is safe to follow whatever your medical condition or age and all recipes and menus are checked by leading nutritionalists to ensure everything is 100% accurate.

Local businesses are also supporting the Sliming World plan. There are several butchers around Newry who are doing syn free sausages, burgers, extra lean mince etc and have got certificates to say that certain products they produce are synfree. Bellini’s has a menu called ‘Naomi’s Choice’ the first menu in Newry city to offer people who want to get healthier or who want to lose wieght the option to pick a variety of meals to fulfill this wish. It has incorporated starters, mains and desserts so no one needs to miss out on any aspect of their meal. Naomi Ferris herself worked with the Head Chef Joe to make sure each dish has ingredients which will boost weight loss and be totally synfree on the Slimming World plan.

Also Cobbles in Newry are now doing a Healthy Options Menu, called Rhonda and Eileens choice, which means they themselves have choosen the food and ingredients for each meal, so that when youre out and about and feeling hungry, you can nip into Cobbles for your healthy meal. Rhonda believes this is a brilliant idea and wishes it had been ongoing whilst she herself was on her Slimming World journey!

Both ladies have some really exceptional members who have the confidence now to live their lives doing things they couldn’t have done while overweight. For anyone looking to loose weight, it is highly recommended that you give Slimming World a go. Go along to any one of the groups where you are sure to feel very welcome and see how it goes, with no obligation to join. Lets beat obesity, dont let it beat us!

Naomi runs the following classes:

Bellinis every Wednesday at 3.30pm, 5.30pm and 7.30pm

Bellinis every Thursday at 9.30am and 11.30am

Rhonda runs the following classes

Newry Foresters every Monday at 5.00pm and 7.00pm

Cobbles in Newry every Thursday 7.30pm

Carmel runs the following classes:

Cavern Bar every Tuesday at 5.00pm and 7.00pm

Mayobridge Community Centre every Thursday at 7.00pm

Aine runs the following classes:

Meigh Community Centre every Monday at 5.00pm and 7.00pm

Roisin runs the following classes;

Mourne Country every Monday at 5.00pm and 7.00pm

Mourne Country every Tuesday at 10.00am and 12.30pm

About the Author: Destination

Newry

brings together news and information on anything to do with

Newry

and the surrounding area. For

Newry

news, sport, Weather, events,enterainment, tourist information, shopping and buy and sell, check out Destination Newry.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=815982&ca=Real+Estate